Then I realized that Christmas was just around the corner, and I have NO presents actually bought yet, picked out, yes, bought, no. Oh why are the Holiday's so stressful?? I almost got put into a bad mood until I had an Idea!
Since we are on a tight budget right now I started brain storming on how I could save a little money monthly. It's getting tight too since Rodeo season is over until January and Since Sean is still working on the farm and getting paid very little.
So what did I do you ask?? I called some of my Bill people and asked them for their help on giving me ways I could lower my bill!!
First I called Dish Network and realized that they were having a deal on packages that will save you 10 bucks a month and all you have to do is do paperless billing or sign a 24 month contract. Dish also pointed out that we had the very highest package that contained a lot of channels that we didn't even watch so I bumped our packed to the lower one and saved another $10 bucks. Cha Ching! $20 dollars in my pocket. If I want to bump it back up after a while, I can no problem!
Next I called Verizon, I realized that I wasn't using "my Circle" correctly and after doing a quick analysis online of the people I was calling, I realized we could knock off 400 minutes amonth by adding a few lines to our circle. By saving those 400 minutes we were able to bump our package down to fewer minutes a month and ChaChing, another $20 bucks off! I then realized we were being charged $15 bucks on Seans phone for internet use, we use my phone for internet so we don't need that on Sean's! ChaChing! Another $15 bucks!
I went to the Insurance company and raised my Deductible to 1,000 until I can afford to go back down again, I just can't have a wreck!! ChaChing, another $30 bucks in my pocket.
Lastly, this is a biggy. Sean and I are going to trade his truck in for another truck with a cheaper payment. (maybe, we haven't quite commited yet) But if we do it will save us $170 a month ChaChing!
Total Savings Monthly.. $255.00 woo hoo!! That will be a nice change! If you have any money saving tips...let me know!!